Thursday, October 10, 2019

Outline for Treatment Approaches Essay

There are types of approaches to help an individual with recovering from drug and substance abuse. The approaches that are being looked at to help someone recover is Cognitive Behavioral Therapy (CBT), Motivational Enhancement Therapy (MET), Medication Management, Community Reinforcement Approach (CRA), and Community Reinforcement and Family Training Approach (CRAFT). Cognitive-Behavioral Therapy Cognitive behavioral; therapy (CBT) was developed as an aide to prevent relapse when treating addiction. CBT is based on the principle that the learning process is important in dealing with male adaptive behaviors like substance abuse. It is a process of identifying problematic behaviors and corrects them with various skills to fight addiction. CBT is based on identifying an individual’s problems and helping the individual’s self-control by developing the ways to cope with the problems effectively. This is done by evaluating the consequences of the substance abuse positive and negative, self-monitoring and recognizing the cravings and their triggers, and developing strategies to cope with the cravings and the triggers. Avoiding the trigger situations also help. In CBT an individual may have a support group to depend on during the recovery process. Such a group is helpful while a person is struggling with solutions. The group also gives positive encouragement during stressful times. In CBT an individual addict is encouraged for positive thinking rather than dwelling in negative thought patterns. CBT can help addicts with low self-esteem to improve their self-esteem which helps in fighting addiction. In CBT an individual learns to resist peer pressure. During CBT an individual can continue his/her normal activities which avoids strained relationships and financial crises.  It is a gradual process both in learning, maintaining and being on their own. It is also very cost effective therapy(National Institute on Drug Abuse, 2014). Motivational Enhancement Therapy Motivational Enhancement Therapy (MET) is a counseling approach that helps individual’s confusing dilemma about the treatment of substance abuse and stopping substance abuse. MET is based on the principles of motivational interviewing. It draws self-motivational statements early on in early discussion and plan for change is built on that. This approach engages the addict in building the plan. Based on their own motivations as oppose to societal. People who cannot follow like 12 –steps may benefit from this therapy. Enlightenment can only occur if an individual wants to learn and MET is centered on this insight. Using peoples own statements about desired better outcomes initial resistance is countered after this is achieved an introduction of behavioral techniques can be introduced to support and individual’s ability to fend for him/herself. MET is often used with other cognitive behavioral approaches. MET could go a long way in offering insights for those effective by many mental illness. With this therapy one can heal from other associated problems like anxiety and depression for life style change (The Ranch, 2014). Medication Management Medication Management is when medical care is an option to help someone reduce the risk of drug abuse. It is usually a pharmacists or physicians that help with medication management by lowering the medications based on the side effects and how the person is with taking the medications. It is that the doctor will ask brief questions about the medications and the feel you need therapy or counseling that will then get set up (McNeece, 2012). Community Treatment Approach (CRA) The Community Reinforcement approach is an alcoholism treatment approach that aims to achieve the addict from looking at positive reinforcement for living a sober free lifestyle and to eliminate all enforcement or influences to drink or do drugs (Miller, 2014). This treatment approach embraces positive incentives to stop drinking or doing drugs verses punishing the addict for the continued abuse (Miller, 2014). Community Reinforcement Approach and Family Training Intervention (CRAFT) This approach is an intervention that is based scientifically on intervention strategies designed to help the family members or those concerned with the addict, (CSO), concerned significant others, to help in the facilitation of the addict entering treatment to gain sobriety (Meyers, 2014). This new intervention method was developed with the belief that since family members can, and do make important contribution in other areas of addiction treatment (Meyers, 2014). Conclusion Treatments for people with problems with drug and substance abuse can be helpful when it comes to recovery. The treatment approaches help with managing medications, giving the individual counseling, or even prevention from relapsing back to the addiction. All of these approaches help an individual become healthier and live a longer life. References McNeece, C. A., & DiNitto, D. M. (2012). Chemical dependency: A systems approach (4th ed.). Upper Saddle River, NJ: Pearson National Institute on Drug Abuse. (n.n.). Retrieved from https://www.drugabuse.gov/ The Ranch. (2014). Retrieved from http://www.recoveryranch.com/ Meyers, R. (2014). CRAFT. Retrieved from http://http://www.robertjmeyersphd.com/craft.html Miller, W. (2014). The Community-Reinforcement Approach. Retrieved from http://http://www.addictioninfo.org/articles/381/1/The-Community-Reinforcement-Approach/Page1.html

Wednesday, October 9, 2019

Poverty Issues Essay Example | Topics and Well Written Essays - 1250 words

Poverty Issues - Essay Example Poverty in developed countries is obvious in a set of social problems together with homelessness and the perseverance of ghetto housing groups. There are several factors that have been mentioned to explain why poverty takes place. However, no single reason has gained universal recognition. At the international level, some highlight global systemic causes, for example, aid, trade and debt, which are the focal point of the Make Poverty History campaign. Whereas others point to national level deficits of public administration and financial management, which is the focal point of the Good Governance program of the international financial institutions. At the national level, some point to individual factors, including drug use, work ethic and education level as the major reason of poverty, while others points to the insufficient social services and strategies inclined in favor of the wealthy and social leaders as a cause of continuing poverty. Other cause of poverty includes environment, health care, government inefficiency and other social factors. (Jeffery Sachs, 2005). Those living in poverty and wanting a way in to necessary health services, suffering hunger or even starvation, go through mental and physical health problems which make it difficult for them to perk up their circumstances. One third of deaths, about 18 million people annually or 50,000 each day are because of poverty related factors. Altogether 270 million people, the majority of them women and children, have been expired as a result of poverty ever since 1990's. Those living in poverty undergo lower life expectation. Every year, approximately 11 million children surviving in poverty pass away before their fifth birthday. Those living in poverty frequently endure from hunger and 800 million people go to bed, starving every night. Poverty also boosts up the danger of homelessness. There are more than 100 million street children wandering all alone in the world. Increased risk of drug abuse is also a reason which is linked with poverty. Diseases of poverty are the sign of the vibrant relationship between poverty and poor health. Whereas such transferable diseases effects directly from poverty, they also perpetuate and intensify insolvency by weakening personal and national health and monetary resources. Such as, malaria reduces GDP growth by up to 1.3% in some rising countries and by killing tens of millions in sub Saharan Africa. AIDS it self terrorize the economies, social formations and political constancy of every society.Low income and possessions levels weaken the capability of governments to charge taxes for public service terms, adding to the brutal circle connecting the causes and effects of poverty. Lack of necessary communications, poor education and health services and poor hygiene contribute to the continuation of poverty. Poor access to reasonable public education can direct to low levels of literacy, further establishing poverty. Weak public service provision and high levels of poverty can amplify country's weakness to natural calamities and make states more defenseless to shocks in the international economy, for example, those linked with rising fuel prices or declining goods and services costs. The ability of the state is

Tuesday, October 8, 2019

ECON160 Research Paper Example | Topics and Well Written Essays - 1250 words

ECON160 - Research Paper Example Moreover, free market system promotes fairness in the society by threatening dictatorial rule. Part 1 Free market policies that threaten dictatorial governments Governments around the globe prefer the free market system because of the advantages that arise upon use. Indeed, the system encourages entrepreneurship and healthy competition. In dictatorial States, the system poses threat to governments. According to Cobin (16), free market leads to economic growth and the development of democratic empires. In China, the system has been fundamental in strengthening democracy. The rise in private wealth acquisition in China is attributable to the free market system. For instance, the system promotes democracy in China. Free market system discourages dictatorship in several instances making the system preferable in developed democracies. According to Wehner and Brooks (37), the use of free trade policies limits State’s monopoly. As such, the system denies government the monopoly of ma king trade policies on behalf of the citizens. Governments using the system consult citizens when making trade policies. Wehner and Brooks (24) add that free market system enhances fairness in employments. Moreover, government listens to public opinion when making national budget in free market systems. Dictatorial governments find it hard to embrace the free market system because it encourages citizens to take part in planning. In free markets, the public helps the government in planning for activities that affect trade. For instance, citizens vote when choosing their leaders, yet voting is against the principles of dictatorship. Moreover, people make decisions through consensus in free trade (Kates 7). Citizens prefer the use free trade policies because the policies advocates for fairness in trade. Free market system advocates for the use of monetary policies in restructuring economies. This is only achievable in the presence of democracy. The economy encourages dialogue during pl anning. This makes it difficult for a government to embrace dictatorship (Wehner and Brooks 27). There is a direct connection between economy and politics making governments listen to the views of masses when devising trade policies. A majority of the countries that have adopted free market economic system are not dictatorial. This is an indication that free market system discourages dictatorship. Policies that prohibit the government against setting prices for commodities are helpful in promoting democracy. In free market economies, market forces control the activities of the market. According to Cobin (151), governments intervene only when the country faces crisis. Additionally, a free market encourages the poor to exploit the rich because they control dictatorial governments. When the poor have the capacity to develop, they become a threat to the government. In free markets, people champion their rights through voting; hence, the poor in the country have the capability to elect o ne of their own to a leadership position. 2 China’s economy According to Richard McGregor, China’s economy is both a free market and communist economy. It is a free market because leadership has embraced liberalization of trade. For example, individuals have built their own business empires from trade. In China, the communist party encourages ownership of properties by individuals. The

Monday, October 7, 2019

William Hill portfolio diligence Essay Example | Topics and Well Written Essays - 7500 words - 1

William Hill portfolio diligence - Essay Example Purpose, findings, and research questions that will guide the study are generated from the shareholders’ effects and the motives for acquisition. The data for this study will be the secondary data from Journal of Financial Economics. In the background study, I analyse the reasons for William Hill’s takeover and stipulate the post-takeover performance of the company. Motives for acquisition of Stanley Leisure and shareholders’ value are critiqued in the following project. In this project, I have used the capital assets pricing model (CAPM) in methodological analysis and OLS Regression for data sources. I can resolve if William’s merger was worthwhile through liquidity-based explanations. Mergers and acquisitions involve the amalgamation of two or more firms or the purchase directed to current firm within the foreign country. This was established by Whiting (1976) that acquisitions are effected through capital transfer, use of marketing skills, and presence of skill for management to increase the efficiency of the companies concerned. The development of better information systems in the global trade can enable a company increase its level of performance and meet its customer needs better. I will discuss in detail the research questions that will assist William Hill in acquisition of Stanley Leisure; due diligence need by William Hill is to enable the shareholders with adequate concept of underlying William acquisition portfolio than the prevailing market allocation of betting services.

Sunday, October 6, 2019

Write a report on the condition of Youth Justice Provision in 2009 Essay

Write a report on the condition of Youth Justice Provision in 2009 (United Kingdom only) - Essay Example Recent studies like the one above demonstrate the persistence of discrimination within the justice system. Attempts are presently being made to counteract the serious joint problems of discrimination and oppression with youth justice. Notions of justice and equality are at the heart of the reforms currently being implemented within the Youth Justice System (Dugmore, et.al 2006). Although the promotion of equality and anti-discrimination measures are not new to the Youth Justice System – they have in fact been under implementation for more than four years – these initiatives are important because they seek to tackle significant institutional issues such as discrimination against visible minorities within the UK’s Youth Justice Arena. Seeking to address the evolution of Youth Justice initiatives, this essay will discuss what has been introduced and evaluate the originality of these new initiatives. Accordingly, we will explore the principles underpinning the initiatives and discuss the consequences of these initiatives for both society and young people within the Youth Justice realm. The effectiveness of these initiatives in dealing with the problem of youth crime will be analyzed and we will critically evaluate what is missing from youth justice provision. Our analysis will focus primarily on the anti-discrimination measures presently being implemented in the United Kingdom’s Youth Justice System and key terms, including discrimination, exclusion, racism, sexism, prejudice, diversity and labelling will be defined to help outline the parameters of this essay. The legal framework for the application of anti-discriminatory practice in youth justice will be elaborated upon and followed by an analysis of the representation of individuals and groups within the Youth Justice System. Finally, this essay will consider why it is

Saturday, October 5, 2019

Performance Appraisal Assignment Example | Topics and Well Written Essays - 750 words

Performance Appraisal - Assignment Example 360-degree feedback is a more qualitative instrument involving the profiling of employees through interviews and other interactive procedures. Even though each type of performance appraisal instrument may be used for different reasons and in order to achieve different purposes, there are some specific components that run through almost all these instruments. According to Kondrasuk (2011), the extent to which HR managers are able to apply these components to each instrument determines how effective a given instrument would be. The first component is that all appraisal instruments are objective based. What this means is that the instruments are designed with very specific objectives set for employees to attain. Without the objectives, it will be difficult to measure the real performance outcome of employees (Bol, 2011). Secondly, the instruments are linked to the larger organizational goal, meaning that they are set to ensure that employees accomplish the overall goals of the organization. Lastly, the instruments are performance improvement related, ensuring that they critique employees towards making them more viable (Kondr asuk, 2011). Using the rating scale performance appraisal instrument as an example, it would be said that the component that is most necessary for employee motivation is the fact that the instrument is performance improvement related. The reason for this assertion is that when employees are appraised with the purpose of making them better workers; they get motivated, knowing that the appraisal is in place to develop their professional competence. This is to say that employees refuse to see the appraisal as a means to sabotage them but to discover the best from them. Luckily, the fact that the rating scale is quantitative in nature means that it is possible to easily determine areas where employees require more training and assistance to become as productive as the organization require of them

Friday, October 4, 2019

ASA Bangladesh Essay Example for Free

ASA Bangladesh Essay ASA stands for Association for Social Advancement, which is a non-governmental organization aiming at helping poor people to get out of poverty. Bangladesh earned its independence in 1971, but because of the war, the whole country needed to be reconstructed. The unstable and bureaucratic political system slowed down the speed of economic development. In the meantime, some small non-governmental organizations stepped into Bangladesh to help the local people restore their life in different respects. The official ASA website shows that the organization was founded in 1978 with its goal of empowering the poor. In the beginning phase, ASA started some programs such as â€Å"training program, communication support service program and legal aid and awareness build-up program†. The results of the programs, however, were below expectations. There were several limitations in developing ASA. For example, the employers had difficulty to get paid; the design of the programs was not consistent with the local situation; the natural disaster happened at that time. All these factors forced the managers to formulate a practical solution. ASA began to favor women as clients and addressed social concerns, such as education, sanitation and health. Since 1992, ASA has launched special programs in savings, credit and security fund areas (emergency loans or insurance), which are still the main financial businesses at ASA. Main Services of ASA The annual report of the year 2011 states that the main services of ASA include loans, savings, insurance, a Technical Assistance (TA) program and ASA’s sister concern Hope for the Poorest (HP). The new program introduced is the Primary Education Strengthening Program. The following product descriptions are based on the ASA official website. 1. Loans ASA provides two kinds of loans—primary loans and special loans. Primary loans aim at providing financial support for poor people, who can get a maximum first loan from $105 to $265 based on their specific situations. Special loans are designed for enterprises or entrepreneurs with the initial maximum amount from $662 to $6500. Both kinds of loans carry a maximum of 27% interest and weekly or monthly payment. For primary loans, the payback period is normally up to one year (4, 6 or 12 months); for special loans, the duration is from 1 to 2.5 years (12, 18, 24 or 30 months). 2. Savings With respect to a savings account, people have three choices: mandatory savings, voluntary savings and long-term savings. Mandatory savings are especially for clients who have loans at ASA with a deposit rate of at least BDT 10. As an additional choice, the mandatory savings’ clients are able to choose voluntary savings with any deposit rate greater than BDT 10. Both savings accounts earn interest monthly with 6% annual rate of return. The savers are allowed to withdraw the money anytime but they have to keep the balances no lower than 5% of the loan amount. Long-term savings are suitable for everybody. The savers do not need to have loans or any other relationship with ASA. The deposit rate for this account can be Tk. 50 to Tk. 500 per month (specifically Tk. 50, Tk. 100, Tk. 200, Tk. 300, Tk. 400 or Tk. 500). For a 5-year account, the interest rate is 9% annually; for a 10-year account, the interest rate is 12% annually. If clients need to withdraw prior to maturity, they will receive the money at a lower rate of return. 3. Insurance The insurance products include loan insurance and life insurance. All loan borrowers are mandatorily enrolled in these two insurance programs. The premium of loan insurance is â€Å"BDT 5 for a loanee or BDT 10 for a loanee and his/her spouse per thousand loan disbursement†. Clients have to pay the premium before disbursement. The life insurance program requires BDT 10 as premium for eight years. The premium is included in the loan installment. 4. ASA University Bangladesh The university provides higher education with an affordable tuition payment. Meanwhile, the managerial level of the university tries their best to offer advanced facilities and experienced faculties for the students. They combine theoretical and practical learning and the university deserves credit for the high employment rate. 5. WASH program and TA program WASH stands for water, sanitation and hygiene. This program aims at improving the condition of sanitation in very poor places. TA, technical assistance, sends staff to different countries and areas to help people who are in difficult financial situations to improve ASA’s reputation. Avoiding Adverse Selection and Moral Hazard Researchers argue that ASA does not have a series of complicated criteria for getting loans. The borrowers should have income lower than $50 a month and must attend one group meeting a week for 4 weeks plus saving Tk. 10 per week. After that, they are able to get a loan (Ahmmed, n.d.). The same idea is also presented in the work of Sheikh and Amin (2011), which indicates that ASA follows a very similar model to Grameen Bank’s. They send supervisors to inspect borrowers’ businesses and hold mandatory weekly meetings for borrowers to share experience and to take suggestions from others. ASA also collects repayments in that meeting and keeps track of the group performances (p.356) From the product perspective, ASA secures their loans to some extent. All borrowers have to be in the savings program and leave at least 5% of the loan amount in the account. The loan insurance enhances this security as well. All these methods keep the institution from getting a high default rate. In fact, it turns out that borrowers are willing to pay back the loans on time. Special Points about ASA In the microfinance world in Bangladesh, ASA is famous for its innovative ideas, namely high efficiency and low costs. At ASA, staff use a different accounting method which is easy to master, so they do not need to have an accountant in the office. Secondly, every branch has freedom of preparing its own target and is allowed to deposit or withdraw money whenever it needs to. Thirdly, the set-up engenders less hierarchy. The regional managers are also the supervisors; credit officers have the authority to grant loans. As compared to Grameen Bank, ASA minimizes its staff numbers and cuts layers as much as it can. Lastly, ASA does not have any training program, neither training center nor trainers. â€Å"Work routines are standardized and simplified so that new recruits need only a few days of supervised work experience in a branch before being sending off to another one to start work†.1 Challenges ASA Faces: 1. Interest Rate of Return Microfinance differs from common banking. MFIs should be allowed to charge a higher interest rate to at least cover the costs of processing the loans. However, in Asia, the biggest potential market, governments control the interest rates in some extent. This regulation interfere the development of Microfinance. 2ASA, as a main MFI in India, has the same difficulty in its business as well. 2. The Weakness of the Insurance Bangladesh is an undeveloped country with many problems that are hard to solve, such as a high unemployment rate, lack of health insurance, gender discrimination and liabilities to floods. Though ASA forces all members to get enrolled in the insurance program, it does not guarantee to collect the premium from every member on time. Nearly all members have the difficulty of balancing their payments and normal life expenses. 3. Entering into the Poorest Areas Sarder and Nabi (n.d.), who work at headquarter of Bangladesh Bank, claimed that â€Å"MFIs/NGOs could not become able effectively to reach among the people of economically backward regions of the country. As a result, MFIs showed poor performance to reduce poverty in economically poor areas.† Because of the special features of MFI, it is not realistic to develop its business in the very poor place without any government assistance. Keeping the balance is already a challenge for ASA; if there is no financial support from local governments, ASA, and other MFIs, cannot enter into these places without budget concerns. Different features of Grameen Bank, BRAC and ASA First, though all three institutions require borrowers to have a certain amount of landholding, the specific criteria are different. By Grameen Bank, the member needs to have at least half an acre landholding; the other two institution have a looser clause of landholding, which is maximum half an acre. In order to insure the borrower’s repayment ability, BRAC and ASA lend money only to people whose families have at least one family member earning wages. Second, from the perspective of group size, Grameen Bank has the smallest one, which includes only 5 members. ASA’s group is 4 times larger than Grameen Bank’s. And BRAC has the largest group members—30 to 40 people per group. Third, each of these institutions asks the members to save weekly. Grameen Bank and ASA both require 10 Taka a week, while BRAC requires for 20 Taka per week. Fourth, Grameen Bank and BRAC have the same credit delivery mechanism, which is 50 weeks for one loan cycle with 20% interest rate and maximum loan size of Tk. 10,000. ASA, however, has a shorter loan cycle which is 46 weeks with 15% interest rate and the maximum loan size of Tk. 5000 to TK. 7000. Implications: The successful experience of ASA shows that microfinance needs both variety product designs and effective guarantee methods for repayments. ASA provides different loans or saving programs for different borrowers, which helps the institution to reach as many potential clients as it can. Meanwhile, the insurance policies prevent a certain default rate. This design brings out the best in each other.